21 Of The Best Licensed Money Lenders In Singapore


Did you know that there are many licensed money lenders in Singapore?

Borrowing from licensed moneylenders is an advantage as they are regulated by the Ministry of Law. This regulation means that there is a cap of much interest moneylenders in these companies can charge and how they can charge you if there is late payment.

There are so many moneylenders that it may be difficult to choose the best option for you and make sure that you are actually borrowing from a licensed moneylender. However, finding a licensed moneylender is actually not that difficult.

Licensed money lenders are banned from advertising their business and hence many turn to the internet to provide their services. How do you then know which company to go to when you need a loan?

Here are 21 of the best licensed money lenders in Singapore:

Note: This list is strictly not in order.

1. Orange Credit Pte Ltd

Source: Orange Credit

One of the most trusted and reliable licensed moneylenders in Singapore, Orange Credit Pte Ltd recognises their clients’ need for reliable and quick cash loans to subdue their financial worries. Being a trusted and legalised money lender in Singapore, Orange Credit Pte Ltd is committed to lending a helping hand and aiding clients during their times of need. They offer cash loans for a range of reasons.

Orange Credit Pte Ltd is fully licensed and works strictly under regulations specified by the Ministry of Law and the Moneylenders Act and Rules. Orange Credit Pte Ltd ensures that your money lending process is an easy and quick one. As a top instant loan company located at Geylang, near Paya Lebar MRT station, their processes are efficient and fast, providing you minimal financial downtime.

Website: http://www.orangecredit.com.sg
Contact: +65 6748 2320
Address: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun

2. 1AP Capital

Source: 1AP Credit

1AP Capital is a legalised professional moneylending/credit company in Singapore. 1AP Capital comprises of a core group of professionals that offer loans suited to your needs. They specialise in Personal Loans, Business Loans, Medical Loans, Education Loans, Foreigner Loans, Wedding Loans, Vacation Loans, and Renovations packages.

Established with the aim to provide competitive credit services to people, customer contentment and satisfaction is 1AP Capital’s key priority and they believe strongly in bringing service excellence. With their beliefs, 1AP Capital is positive that they are will be able to serve and assist you professionally, with a loan solution best suited to your needs.

Website: https://apcredit.sg
Contact: +65 6533 5335
Address: International Plaza, 10 Anson Road, #01-38A, Singapore 079903
Operating Hours: Mon-Sat 11AM-8PM | Sun 10AM-7PM

3. Credit 21 Pte Ltd

Source: Credit 21 Pte Ltd

Credit 21 Pte Ltd is a legal and licensed money lender company based in Singapore. A reputable money lender company, they provide lowest interest rates as well as friendly and reliable staffs who ensure fairness, transparency and convenience for your quick financing.

Credit 21’s operations are regulated by the Registry Moneylenders in Singapore. Their interest rates as well as repayment schemes adhere to the standards placed by Moneylenders Act and Rules. With these, their clients benefit from one of Singapore’s top financial services provider.

Website: https://www.credit21.com.sg
Contact: +65 6221 1811
Address: International Plaza, 10 Anson Road, #01-07, Singapore 079903
Operating Hours: Mon-Sat 11AM-8PM | Sun 10AM-7PM

4. U Credit Pte Ltd

Source: U Credit Pte Ltd

U Credit Pte Ltd is a Singapore legal and licensed money lender, that offers clients with fairly affordable interest rates. They take pride in being one of the most trusted money lenders in Singapore.

U Credit’s moneylending process is swift and simple, from an easy online application to quick approvals and cash on the spot upon signing.

Some of the reasons to choosing U Credit include them being regulated by the Ministry of Law, operate under a strict code of conduct, and has a good and strong customer reputation.

Website: https://ucredit.sg
Contact: +65 6337 1768
Address: The Bencoolen, 180 Bencoolen Street, #01-19, Singapore 189646
Operating Hours: Mon-Sat 11AM-8PM | Sun 9AM-6PM

5. Cash Mart

Source: Cash Mart

As the best licensed money lender based in Singapore, Cash Mart provides fast cash loan at your fingertips regardless of where you are and when you need it. Cash Mart focuses on helping you during a cash crisis, with their good rates and services, as well as amazing benefits and perks.

Cash Mart has over 50,000 contented serviced clients, and received a 9.5/10-star review rating on Google.

Website: https://cashmart.sg
Contact: +65 6397 4111
Address: 277 Balestier Road, Singapore 329726
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-6PM | Closed on Sun

6. Horison Credit Moneylender

Source: Horison Credit Moneylender

Horison Credit Moneylender is a legal and well-known licensed moneylender operation in Singapore. Their fast and convenient financing solutions are tailored to meet clients’ needs and requirements. Horison Credit Moneylender’s operations are being regulated by the Ministry of Law in Singapore. Where interest rates and repayment plans are involved, Horison Credit Moneylender makes sure that they abide by the Moneylenders Act and Moneylenders Rules.

At Horison Credit Moneylender, customers get the benefits of fast processing, simple eligibility requirements and debt consolidation.

Website: https://www.horisonmoneylender.com.sg
Contact: +65 6844 2902
Address: People’s Park Complex, 1 Park Road, #01-15, Singapore 059108
Operating Hours: Mon-Sat 11AM-8PM | Sun 10AM-7PM

7. Fast Money

Source: Fast Money

Fast Money is a legal and licensed moneylender in Singapore, they provide you with solutions for fast and easy cash. Their fast and reliable money lending process has made them one of the top trusted money lenders in Singapore. Fast Money’s goal is to serve every customer wholeheartedly, understanding their individual needs and essentials, and working hand-in-hand with them to reach a satisfied solution.

Fast Money is also licensed and registered with the Registry of Moneylenders. They work with the aim to provide immediate cash loans to Singaporeans, PRs as well as foreigners in Singapore.

Website: https://fastmoney.com.sg
Contact: +65 6224 4746
Address: Block 101, Yishun Avenue 5, #01-39, Singapore 760101
Operating Hours: Daily 12PM-8PM

8. Katong Credit

Source: Katong Credit

One of the best licensed money lenders in Singapore, Katong Credit provides tailored loans to help you reach your financial responsibilities in opposition of a slow economy. Katong Credit’s loan services include personal loans, payday loans, foreigner/expat loans and SME business loans. Devoted to give professional financial services under the Registry of Moneylenders’ regulations, Katong Credit’s experienced financial advisors ensure that you receive the best applicable solution.

Website: https://www.katongcredit.com.sg
Contact: +65 6291 2210
Address: Lucky Plaza, 304 Orchard Road, #02-30/31, Singapore 238863
Operating Hours: Mon-Sat 11AM-8PM | Sun 9AM-6PM

9. Quick Credit Pte Ltd

Source: Quick Credit Pte Ltd

Quick Credit is a licensed moneylender located in Jurong, Singapore. Started since 2002, Quick Credit has gained years of experience and from their clients’ range of needs, they are knowledgeable on individual particular needs in terms of money lending. As such, Quick Credit is able to adapt to clients’ needs and requirements accordingly. The types of money lending services they offer are personal loans, payday loan and bridging loan.

As reflected through their name, Quick Credit knows the importance of receiving money fast. Therefore, their team perform energetically to ensure that your money lending process is absolutely convenient and quick.

Website: http://www.quickcredit.com.sg
Contact: +65 6899 6188
Address: IMM Building, No 2 Jurong East Street 21, #04-01A/B, Singapore 609601
Operating Hours: Mon-Fri 10AM-8PM | Sat 10AM-5PM | Sun 8AM-5PM

10. Best Credit Pte Ltd

Source: Best Credit Pte Ltd

Best Credit Pte Ltd is a licensed moneylender situated in Bukit Batok, Singapore. With their establishment in 1985, Best Credit has gained over 30 years of valuable experiences and assure to provide you with only the best service. They offer free consultations to understand more of your loan needs and concerns, in order to give you the most suitable type of loan.

Website: https://bestcredit.sg
Contact: +65 6272 5538
Address: Blk 372, Bukit Batok Street 31, #01-374 (Level 2), Singapore 650372
Operating Hours: Mon-Fri 11AM-8PM | Sat & Sun 12PM-5PM

11. SE Investment

Source: SE Investment

A legal and licensed moneylender based in Singapore, SE Investment provides an extensive range of financial loans to Singaporeans, PRs as well as foreigners who are working and living in Singapore. Their comprehensive list of services include rational loans interest rates, flexible repayment plans, helpful customer services, sound financial advice, loan advice as well as free quotations.

SE Investment is registered in the Registry of Moneylenders under the Ministry of Law in Singapore. Their services and operations are also in line with the conditions of the Moneylenders Act and Moneylenders Rules.

Website: https://www.seinvestment.com.sg
Contact: +65 6222 5855
Address: Block 135, Jurong Gateway Road, #01-335, Singapore 600135
Operating Hours: Mon-Sat 11AM-8PM | Sun 9PM-6PM

12. Credit Matters Pte Ltd

Source: Credit Matters Pte Ltd

Based in Singapore, Credit Matters is a professional legalised and fully licensed moneylending corporation. Approved by the Ministry of Law and abide by the regulations of the Moneylenders Act and Rules, Credit Matters provides loan services to Singaporeans, PRs and foreigners working and living in Singapore.

Credit Matters’s core focus is to provide clients with the money they require in times of need. They ensure that their clients do not have to wait a long time for their loan approval to come through, their clients are able to receive cash swiftly on the spot after filling up an online application form and signing a loan agreement contract.

At Credit Matters, your personal and confidential information are kept safe with them. They do not distribute or divulge any private information.

Website: https://www.creditmatters.com.sg
Contact: +65 6636 3233
Address: 801 Geylang Road, #02-01, Singapore 389681
Operating Hours: Mon-Sat 11AM-8PM | Sun 10PM-7PM

13. Easy Credit

Source: Easy Credit

EasyCredit is a reputable directory for legal and licensed moneylenders in Singapore. They provide clients with details on Singapore’s financial institutions that offer short term business loan, cash credit and personal loan services. Although EasyCredit does not supply loans, their reliable moneylenders directory listing is able to aid you in finding the right service provider.

Website: https://easycredit.com.sg
Address: Fortune Centre, 190 Middle Road, #10-01A, Singapore 188979
Operating Hours: Mon-Fri 10AM-8PM | Sat 11AM-4PM | Closed on Sun

14. Bugis Credit Pte Ltd

Source: Bugis Credit Pte Ltd

Bugis Credit Pte Ltd is Singapore’s leading licensed moneylender. Bugis Credit is awarded as one of the top 10 licensed moneylender in Singapore by Loan Advisor. Located in Bugis, Bugis Credit is authorised by the Registry of Moneylenders for its moneylending services in Singapore to Singaporeans, PRs and foreigners working in Singapore.

As a company that highly supports the value of compassion and generosity, Bugis Credit is sure to protect and serve as clients’ pillar of support against financial issues.

Website: https://www.reliablemoneylender.sg
Contact: +65 6345 9123
Address: Bugis Cube, 470 North Bridge Road, #02-12, Singapore 188735
Operating Hours: Mon-Fri 11AM-8PM | Sat & Sun 11PM-5PM

15. Capital Funds Investment

Source: Capital Funds Investment

As a licensed moneylender, Capital Funds Investments’ (CFI) core focus is to associate clients with quick cash loans to free them from debts and unfavourable situations. CFI variety of cash resources include fast cash loan, personal loan, business loan and many others. Their mission is to give clients a simple yet flexible and responsible solution for their tough cash-flow circumstances. CFI’s value their clients and believes in taking good care of all their financial needs and requirements.

Website: https://www.loancfi.com.sg
Contact: +65 6281 7736
Address: Hola Centre, 65 Ubi Crescent, #06-07, Singapore 408559
Operating Hours: Mon-Fri 12PM-8PM | Sat 11AM-3PM | Closed on Sun

16. QV Credit

Source: QV Credit

Why QV Credit? QV Credit is the company to go for in Singapore when you are in urgent need of fast cash. Unlicensed or illegal moneylenders usually charge clients with relatively high interest rates. As a legalised and licensed moneylender in Singapore, QV Credit is one of Singapore’s top trusted moneylenders. Taking integrity very seriously and in order to avoid any conflicts, QV Credit makes sure to brief you thoroughly and ensure that you understand every terms and conditions clearly. They offer personal loans, payday loans, foreigner loans, business loans and many more.

Website: http://qvcredit.sg
Contact: +65 6100 8655
Address: Burlington Square, 175A Bencoolen Street, #11-08, Singapore 189650
Operating Hours: Mon-Fri 11AM-8PM | Sat 11AM-4PM | Closed on Sun

17. 365 Credit Solutions Pte Ltd

Source: 365 Credit Solutions Pte Ltd

Established in 2010, 365 Credit Solutions Pte Ltd has worked their way to become a reputable licensed moneylender in Singapore, recognised and authorised by Singapore’s Registry of Moneylenders. 365 Credit Solutions’ speciality is providing various money loans to citizens and foreigners working in Singapore. They seek to ensure that the process of your loans is fast and easy. 365 Credit Solutions also hope to educate clients on the types of loan options available for them during times of need.

Website: https://www.365credit.com.sg
Contact: +65 6222 5500
Address: Far East Plaza, 14 Scotts Road, #03-64, Singapore 228213
Operating Hours: Mon-Fri 10.30AM-9PM | Sat & Sun 10.30AM-5PM

18. GM Creditz

Source: GM Creditz

GM Creditz provides clients with affordable and flexible cash loans. Here are some reasons why GM Creditz stands out from the crowd – monthly repayment at appealing interest rates, high approval rate, you get your cash within an hour. They are rated by Bizlistings.sg as one of the top moneylenders in Singapore. In addition to these attractive details, GM Creditz is open all seven days a week and ensures 100 percent confidentiality of your private information.

Website: http://www.gmcreditz.com
Contact: +65 6588 1886
Address: Peninsula Plaza, 111 North Bridge Road, #01-41, Singapore 179098
Operating Hours: Mon-Fri 11AM-9PM | Sat & Sun 11AM-6PM

19. Max Credit

Source: Max Credit

Established in 2010, Max Credit is a licensed money lender based in Singapore. Through their years of experience as a private, non-bank money lender provider, they own the skills and resources to fund your individual financing needs. Max Credit’s primary priority is providing clients with the necessary quality service they deserve. Max Credit ensures to provide you with swift efficient cash loans and together with their flexible services, a loan that suits your needs most.

Website: https://www.maxcredit.sg
Contact: +65 6336 4144
Address: Peace Centre, 1 Sophia Road, #01-15, Singapore 228149
Operating Hours: Mon-Fri 12PM-8PM | Sat 12PM-3PM | Closed on Sun

20. 1st Credit SG Pte Ltd

Source: 1st Credit SG Pte Ltd

1st Credit SG Pte Ltd is permitted to operate as a licensed moneylender by the Ministry of Law in Singapore. 1st Credit SG first opened their doors to the public in Singapore in 1989. Since their beginning, 1st Credit SG has been providing help to Singaporeans, permanent residents as well as foreigners working and living in Singapore, who require cash during tough times, with their fast and efficient solutions. With an efficient team that actively work to provide clients with the best financial advice to solve their financial difficulties, it is no wonder 1st Credit SG is one of the best licensed moneylender in Singapore.

Website: https://www.moneylenderhub.com
Contact: +65 6266 5422
Address: Fu Lu Shou Complex, 149 Rochor Road, #01-07, Singapore 188425
Operating Hours: Mon-Fri 11AM-8PM | Sat & Sun 12PM-5PM

21. BST Credit

Source: BST Credit

A licensed money lender in Singapore – BST Credit provides fast and efficient money loans to Singaporeans, PRs, as well as foreigners living and working in Singapore. As more financial issues arise these days, BST Credit promises to help people with these pressing issues by providing quick and simple loan processes.

BST stands for Begin with Service & Trust. You can trust BST Credit for its high-quality and brilliant services. They are authorised by Singapore’s Registry of Moneylenders and their operations are in line with the requirements of the Moneylenders Act and Rules.

Website: https://www.bstcredit.com.sg
Contact: +65 6299 1782
Address: Blk 131, Jurong Gateway Road, #01-251, Singapore 600131
Operating Hours: Mon-Sat 11AM-8PM | Sun 10AM-7PM

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